Terms of Use

Last Updated: Jan 30, 2025

Welcome to the services provided by InformINS, Inc. (“InformINS,” “we,” “us,” or “our”). These Terms of Use (the “Terms”) govern your access to and use of our website, applications, products, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.  

1. Acceptance of Terms
By accessing or using our Services, you represent and warrant that you have the legal capacity to enter into these Terms and that you agree to be bound by all of the terms and conditions set forth herein. If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and “you” includes that organization.  

2. Description of Services
[Insert a clear and concise description of the services InformINS, Inc. provides. This should be specific to your business. Examples include: “InformINS provides a platform for [describe the core functionality, e.g., data analytics, information management, software solutions] to help users [describe the benefit, e.g., gain insights, organize data, automate workflows].” Be as detailed as necessary to clearly define what your Services offer.]

3. User Accounts

• Account Creation: To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information up to date.
• Account Security: You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify us immediately of any unauthorized access to or use of your account. We will not be liable for any loss or damage arising from your failure to comply with this section.  
• Account Suspension or Termination: We reserve the right to suspend or terminate your account at any time, with or without cause and without prior notice, including if you violate these Terms.  

4. Acceptable Use
You agree to use our Services in a manner that is lawful, ethical, and in accordance with these Terms. You will not:

• Use our Services for any illegal or unauthorized purpose.
• Violate any applicable laws or regulations.
• Infringe upon the intellectual property rights of InformINS or any third party.  
• Transmit any viruses, malware, or other harmful code.
• Attempt to gain unauthorized access to our Services, user accounts, or computer systems.
• Interfere with or disrupt the operation of our Services.  
• Collect or harvest any personally identifiable information from our Services without our express written consent.
• Engage in any conduct that could damage, disable, overburden, or impair our Services.
• Use our Services to transmit spam, chain letters, or other unsolicited communications.
• Misrepresent your identity or affiliation with any person or entity.

5. Intellectual Property

• Our Content: The content, features, and functionality of our Services, including but not limited to text, graphics, logos, images, software, and audio-visual materials (the “Our Content”), are owned by InformINS, Inc. or its licensors and are protected by copyright, trademark, and other intellectual property laws.  
• Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use Our Content solely for your personal or internal business use in connection with the Services, subject to these Terms.  
• Restrictions: You may not modify, reproduce, distribute, create derivative works of, publicly display, or in any way exploit Our Content, in whole or in part, without our prior written consent.
• Your Content: [Include this section if users can submit or upload content to your Services.] If you submit, upload, or otherwise make available any content to our Services (“Your Content”), you retain ownership of Your Content. However, you grant InformINS a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display Your Content in connection with the operation and provision of our Services. You represent and warrant that you have all necessary rights to grant us this license and that Your Content does not violate any third-party rights.  

6. Fees and Payment
[Include this section if your Services involve fees.]

• Fees: Access to and use of certain features of our Services may require the payment of fees. We will provide you with notice of such fees and the terms of payment.
• Payment Terms: You agree to pay all fees in accordance with the payment terms provided to you. You authorize us to charge your chosen payment method for the applicable fees.
• Taxes: You are responsible for any applicable taxes.
• Changes to Fees: We reserve the right to change our fees at any time. We will provide you with reasonable notice of any changes to fees.
• Refunds: [Specify your refund policy, if any.]

7. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, INFORMINS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SERVICES, INCLUDING ANY WARRANTIES THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION OBTAINED THROUGH THE SERVICES.  

8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INFORMINS, INC., ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF INFORMINS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF INFORMINS TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES EXCEED THE AMOUNT PAID BY YOU, IF ANY, TO INFORMINS FOR THE SERVICES IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE LIABILITY, OR ONE HUNDRED U.S. DOLLARS ($100), WHICHEVER IS GREATER.  

9. Indemnification
You agree to indemnify, defend, and hold harmless InformINS, Inc., its affiliates, officers, directors, employees, agents, suppliers, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your (a) access to or use of the Services, (b) violation of these Terms, (c) Your Content (if applicable), or (d) your violation of any rights of another party.  

10. Governing Law and Dispute Resolution

• Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of [Specify Your State, e.g., California], without regard to its conflict of law principles.  
• Dispute Resolution: Any dispute arising out of or relating to these Terms or the Services shall be [Choose one of the following options and elaborate as needed:]
  • Subject to binding arbitration in [Specify Location] in accordance with the rules of the [Specify Arbitration Organization].
  • Brought exclusively in the state or federal courts located in [Specify Location], and you consent to the personal jurisdiction of such courts.
  • First attempted to be resolved through good faith negotiation.
     

11. Termination
We may terminate these Terms and your access to all or any part of the Services at any time, with or without cause and without prior notice. Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

 
12. Modifications to These Terms  
We reserve the right to modify these Terms at any time. We will post any changes on this page and update the “Last Updated” date at the top of the Terms. We may also provide you with additional notice of significant changes, such as by email or through a notification within the Services. Your continued use of the Services after the effective date of any modifications constitutes your acceptance of the revised Terms.  

13. Entire Agreement
These Terms constitute the entire agreement between you and InformINS, Inc. regarding your use of the Services and supersede all prior and contemporaneous agreements and understandings, whether oral or written.

14. Waiver
Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.  

15. Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.  

16. Contact Us
If you have any questions about these Terms, please contact us at:

InformINS, Inc.

4025 E. La Palma Ave. Ste 202

Anaheim, CA 92807

[email protected]

(866) 252-1022

 

Important Considerations:

• Specific Services: Tailor the “Description of Services” section to accurately reflect what your company offers.
• User-Generated Content: If users can upload content, clearly define the license you need and their responsibilities regarding that content.
• Fees and Payment: If your services involve payments, provide detailed terms regarding fees, payment methods, billing cycles, and any refund policies.
• Governing Law and Dispute Resolution: Carefully consider the most appropriate governing law and dispute resolution mechanism for your business.
• Termination Clauses: Ensure your termination clauses cover various scenarios, including user breaches and your right to terminate for convenience.
• Legal Review: It is crucial to have this document reviewed by legal counsel to ensure it complies with all applicable laws and accurately reflects your business practices.